Saturday, July 26, 2025

Innovative finance topics along with their simple meanings

 

    


            

  • Green Finance: Money used for projects that help protect the environment, like solar power or electric cars.
  • Crowdfunding: Raising small amounts of money from many people through the internet for a business or idea.
  • FinTech (Financial Technology): Using apps or software to make banking, investing, or payments easier and faster.
  • Cryptocurrencies: Digital money like Bitcoin that works without a bank.
  • Robo-Advisors: Computer programs that give investment advice automatically, with little human help.
  • Peer-to-Peer (P2P) Lending: People lending money directly to other people using online platforms—no banks involved.
  • ESG Investing (Environmental, Social, Governance): Investing in companies that care about the planet, people, and good business practices.
  • Blockchain in Finance: A digital way to record transactions safely and transparently, often used in crypto.
  • Buy Now, Pay Later (BNPL): A way to buy something today and pay for it in parts later popular in online shopping.
  • Neo-banks: Banks that work only through apps and websites-no physical branches.

Tuesday, June 3, 2025

FDI inflows to India by Country- 2024-25  


source: file:///C:/Users/admin/Desktop/FDI%20Inflows.webp


Monday, June 2, 2025

 

·     Behavioural Fintech: Your savings app gives you friendly reminders and small rewards to encourage you to save regularly, helping you build an emergency fund without feeling forced.

·   Central Bank Digital Currencies (CBDCs): Instead of carrying cash, you get a digital wallet issued by your country’s central bank. You use it to pay for groceries or send money to a friend instantly without a bank in between.

Friday, February 23, 2024

Pigovian tax & Discount house

Pigouvian tax:  It is a tax levied on any market activities that generates negative externalities. This tax objective is to correct an inefficient market outcome. Example: Impose more tax on gold imports  

Discount house: Money dealer that participate in the buying and discounting (Selling) of bills of exchange and other financial products such as money market instruments, government bonds. 

Thursday, January 18, 2024

Book Building

IPOs are offered at prices as detailed by their underwriters. Book building is the process through which an underwriter comes up with the price for the IPO being publicly offered. The underwriter of the IPO is normally an investment bank and this party determines the price by inviting institutional investors like fund managers to submit their respective bids for the price they would be willing to pay for a certain number of shares.

Hence book building is the means by which an underwriter can determine the overall price at which a company’s IPO will be publicly offered. To discover this price, the book-building process involves generating and keeping a record of investor demand for these shares before the underwriter arrives at their issuance price 

Innovative finance topics along with their simple meanings

                      Green Finance: Money used for projects that help protect the environment, like solar power or electric cars. Crowdfund...